Rates Julie Schmit Counseling Minneapolis MN

Location, Rates, Cancellations, & Insurance


My office is located at…
Big River Offices
3332 East 25th Street, Suite #1
Minneapolis, MN 55406

The office is next door to Big River Yoga and there is plenty of free parking on the street.


I use a HIPAA-compliant online platform for virtual sessions with people residing in the states of MN and WI.


Complementary 15-minute initial consult.

Individual Sessions:

$200 for a 60-minute intake session
$175 for ongoing 50 – minute appointments.

Couples Sessions:

$250 for a 60-minute intake session.
$195 for ongoing 55- minute appointments.

Couples often request longer sessions. In this case, prorated fees can be discussed.

Marriage ER/ Discernment Counseling Sessions:


Due to the nature of the work, Marriage ER/Discernment Counseling requires longer sessions. The intital session is 2 hours and charged accordingly. Subsequent sessions last 90 minutes. The discernment counseling process usually takes between 1-5 sessions.

Fees are due at the beginning of each session.
Cash, personal checks and debit/credit cards are accepted.
I do not accept insurance. My services are provided out-of-network (OON). See below.

Late Cancellation/No Show Fee

If you need to cancel your appointment, contact me by phone or email within 48 hours before your appointment. If you need to cancel or reschedule an appointment, 48 hours-notice is required. Clients who cancel without 48 hours’ notice will be automatically charged a flat rate of $100.

Sessions are cancelled when 15 minutes have gone by and there has been no communication from the client and/or no response from the client as I have attempted to contact them.

Do you accept insurance?

I do not take insurance. As an out-of-network provider, I can provide you with a receipt, called a “superbill” that you can submit for possible out-of-network reimbursement, but I cannot guarantee your insurance company will reimburse you. In terms of mental health services, health insurance plans and benefits vary considerably. Many insurance companies do not cover couples or relational therapy.

Medical spending or health care savings accounts, in some cases, may be used to pay for services. Consult your financial advisor or tax professional about how you might use your HSA or FSA account for payment.

Paying Out-of-Pocket

There are benefits to paying out-of-pocket for my services. Doing so gives you the freedom to create therapy goals according to your own needs and not according to an insurance company’s requirements. Once you take insurance money, they have a hand in the proceedings and access to your records. By choosing private out-of-pocket payment, you know exactly the costs and the benefits of our work together and your records will remain confidential. Please be aware, however, that receiving care from me could cost you more than if you pursued care with an in-network provider.

Out-of-Network Claims

Out of network describes providers who have not signed a contract with your health insurance plan.

Check with your insurance provider about reimbursement for counseling and mental health services. You will submit out-of-network claims on your own, as I do not submit this type of claim for you. I can provide you with a receipt for our work together. It is the client’s responsibility to confirm with their insurance provider regarding out of network coverage and to understand the details of submitting a claim. I cannot guarantee that your insurance plan will provide reimbursement, so please double check before sessions. As a matter of policy, I do not engage with insurance companies during your treatment (e.g., if there is an in-network exception).

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

In your packet of intake forms you will receive a Good Faith Estimate. This needs to be signed before we can work together.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or a picture of your Good Faith Estimate. For more information, visit www.cms.gov/nosurprises or call 1-800-985-3095.